About TNB Foundation

TNB Foundation is a Texas non-profit foundation that was established in January of 2023 with the idea of making a difference in our community by giving back. Our foundation is led by Rio Grande Valley natives that understand the needs of the community and that are committed to making a positive impact. The TNB Foundation started its journey by identifying three top priorities centered on education, affordable housing and support for small businesses. Join us in our mission to make a difference in the lives of Texans in Rio Grande Valley.

Our Vision

Empowering dreams, transforming lives and strengthening communities in the Rio Grande Valley.

Our Mission

TNB foundation is dedicated to transforming lives and strengthening communities in the Rio Grande Valley. We focus on providing affordable housing options, fostering quality education, and nurturing small businesses. Through our programs and initiatives, we strive to create a resilient and prosperous community for all residents in the Rio Grande Valley.

Our Values


We value collaboration because we recognize that meaningful and sustainable change can only be achieved through partnerships and collective efforts. By working together with community members, organizations, and stakeholders, we can leverage diverse perspectives, resources, and expertise to maximize our impact.


We value accountability because we understand the importance of transparency, responsibility, and integrity in our actions and decision-making processes. By holding ourselves accountable to the highest standards, we build trust with our stakeholders and ensure that our programs and initiatives are effectively managed, deliver measurable results, and have a positive and lasting effect on the community.


We value resourcefulness because we understand that limited resources can be a challenge, but we believe in harnessing the power of creativity, innovation, and strategic thinking to maximize our impact. Resourcefulness drives us to leverage partnerships and optimize the use of available resources to address the needs of the community. By being resourceful, we ensure that every effort, opportunity, and asset is utilized efficiently and effectively, creating sustainable and transformative change.


We value empowerment because we are dedicated to empowering individuals, families, and our community to realize their full potential. Through education, access to resources, and by fostering a supporting environment, we enable individuals to take control of their lives, make informed decisions, and create positive change. We believe that by empowering the community, we can break cycles of inequality, inspire leadership, and cultivate a sense of ownership and pride.

Previous slide
Next slide

Board of Directors

Meet the Board of Directors at the TNB Foundation

The TNB Foundation is comprised of a diverse group of leaders with highly successful community and business backgrounds.



Kellye L.






Management Team

Meet the Management Team at the TNB Foundation




Ricardo Perez

Mr. Perez attended Texas Southern University Law School and graduated in 2004. He is a private practice lawyer specializing in criminal, real estate, taxation and securities law. Mr. Perez was appointed as a Director in August 2011 and was appointed Chairman of the Board in June 2020. He is a voting member of all board committees and serves as Chairman of the Insurance Committee.

Kellye L. Ortega

Mrs. Ortega is a 1984 graduate of Edinburg High School and a 1992 graduate of the University of Texas-Pan American (now UT-RGV) with a BA in Accounting. Mrs. Ortega was appointed as a Director of the Bank in November 2017 and is a member of all board committees. She serves on the Board of Directors of the Museum of South Texas History in Edinburg and has served on the Board of Directors of St. Matthew’s Episcopal School as Secretary. She is actively involved in several other non-profit organizations of the surrounding communities, including the Texas Citrus Fiesta in Mission and the Hidalgo County Cotillion Advisory Board where she has served since 2008 and is currently Vice-President. Mrs. Ortega is an active member of the First Baptist Church of Hargill, Texas.

Joe Quiroga

José (Joe) Quiroga is currently President of Texas National Bank and a member of the Bank’s Board of Directors, a position he has held since 2007.

Mr. Quiroga leads Texas National Bank, a Hispanic-Owned community bank chartered in 1920 out of Mercedes, TX with an emphasis on servicing the small business needs of the Rio Grande Valley.  Since 2007 the Bank has grown from $64 million to $360 million in assets.

Prior to joining Texas National Bank, Mr. Quiroga was Vice President at JPMorganChase with positions in Commercial Lending and Private Banking managing both U.S. and International clients.  Mr. Quiroga was previously licensed as a registered Investment Advisor with NASD Series 7, 63 and State of Texas Group 1 insurance license.

Mr. Quiroga was recently appointed as a board member for the Federal Reserve Bank of Dallas.  Mr. Quiroga is the first Hispanic Banker appointed to the Federal Reserve Bank of Dallas and the first person from the Rio Grande Valley to ever serve in that capacity.

Prior to being appointed to the Board he served as a member of the Regional Bank Council for the Federal Reserve Bank of Dallas-San Antonio Branch.  He also served on the Community Depository Institutions Advisory Council of the Federal Reserve Bank of Dallas and was appointed as the committee’s national representative in Washington D.C.  Mr. Quiroga was the Vice Chairman for the committee which advised the Federal Board of Governors on community banking issues and trends.

Mr. Quiroga’ s civic activities currently include serving as the Immediate Past Board Chair for Edinburg’s Boy’s and Girl’s Club, as well as the current Treasurr and Board Member of the VAMOS Scholarship Fund.  Mr. Quiroga was previously a board member of the Texas Bankers Association, and a committee member for the Minority Depository Institutions Advisory Committee to the Office of the Comptroller of the Currency.  He has served as a Board Member for St. Matthews Episcopal School and Christian Life Church.

Mr. Quiroga graduated Magna Cum Laude from the University of Texas Pan-American Class of 2000 with a Degree in Business Administration with a concentration in Finance.

Mr. Quiroga’s passions include traveling with his wife Yvonne and daughter Kiara. In addition, he enjoys deer hunting and bay fishing with his 14-year-old daughter Kiara.